Once In A Lifetime Opportunity

This is Beautiful 3bd/3ba Home in San Diego County. This home is located on Mt. Helix, a peaceful and highly desired neighborhood. If you have any questions about this property give me a call or email me. (619) 895-0389 jgoodell@coldwellbanker.com

Many Gorgeous homes like this one can be found in San Diego. If you are looking for a home in San Diego and have not found the right one for you, I would like to extend my services to you as Your San Diego Expert. I have been a resident of San Diego County for many years. I am very familiar with the communities, homes, and real estate market trends. That is why I call my self the San Diego Real Estate Expert. I am able to give you professional advice and answer the questions you have been wanting to ask. So, give me a call!

Get To Know Neighborhoods Better

We have created and easy way to find housing statistics, demographics, school information, property price, and much more about specific neighborhoods you may be interested in. It is a great site designed specifically for those who are looking for a new neighborhood or trying to sell a property in a specific neighborhood. You are able to look at all the neighborhoods through a comprehensive satelite map. Try to find your own house it is interesting to see!


Seller's can compare the selling price of their homes to their neighbors. You are also able to see the value differences between neighborhoods in San Diego.

Buyer's can look at different neighborhoods to look for choice school districts and comfortable population settings.


We are experts in all San Diego neighborhoods but, we have just started putting together the information online so here are the neighborhoods we have so far:

La Mesa
Spring Valley
El Cajon


If there is a San Diego neighborhood that you like to see please leave us a comment.

Avoid Foreclosure

• Make Your Mortgage Payments – If you find yourself in a pickle and unable to make your payment, call your lender immediately! The key is to talk with your lender BEFORE you are late. Generally, if you call the lender before you are late they will allow you some extra time to make the payment or work with you on the best solution for your circumstances. Once you go past that payment date, and you haven’t contacted them you will be considered late and you may have missed your chance to smooth things over with the lender.
• Know the Effect of a Foreclosure – If there seems to be no way out for you and Foreclosure may occur, before you allow it to happen ask questions. Contact your lender and ask them what will happen to your credit score and history - make sure you fully understand the repercussions.
• Keep Credible Notes - When talking with your lender it is very important to take detailed notes about your conversations. Things to keep note of would be: Who you spoke to, What is their title, What was discussed, What time and day did you speak to them, What was the outcome of the conversation? etc. Another important thing is if you feel as though the person you are talking to is not someone that is going to be able to assist you with your needs and questions, demand to speak to their superior or another department that handles situations like yours.
• Ask What Your Options Are – Talk with your lender and ask them what your options are other than Foreclosure and if there is any way they would be able to refinance your loan in order to make the payments more manageable. Ask if they will allow Forbearance on your mortgage. This is when the lender will temporarily suspend or lower your monthly payments to assist you with catching back up.
• Manage Your Budget Wisely – Even that “Starbucks” coffee you get a “couple” times a week can add up. Sit down and review your finances, look at where your money is going and what “things” you can cut out on to put towards getting your mortgage payments back on track.

If it is to late for you to take these steps, we have ways to help you:

Click here to visit our Foreclosure Solution Site.

If you have already made a decision to sell your home check out our marketing plan or get your Free Home Evaluation.

The Best Way To Sell Your Home

In today’s marketplace, the most powerful medium we have is the internet. In fact, the most recent studies show that over 90% of property buyers first see the property on the internet. And the trend is still moving upward. For that reason, we invest to dominate the internet. Your property will be presented on all of the sites and search engines on our list(click here to view), as well as some that aren’t listed. You might want to Google “SDHomePros”. I don’t expect potential buyers to Google our name, but the search results will show you many of the places a potential buyer will find your property if you choose to have us market it. Check out all our different services to our sellers such as,Comparativve Market Analysis (CMA Home Evaluation), Print Advertisement, Internet Advertisement, Our adveritisement to other agents, and The First Steps of Our Marketing Program.
Also View our virtual tours, professional photography, and our marketing checklist which allows you to see what marketing has been done for your property.

If you are interested in selling your home and you like our program give me a call (619) 895-0389 or email me at jgoodell@coldwellbanker.com

Bush Signs Mortgage Foregiveness Debt Relief Act

Well the Mortgage Relief Act has been signed just before Christmas. What is good about this legislation is that those who have been hit with a a foreclosure or short sale now will have tax relief on the loss accrued by the lending company as opposed to it being considered taxable income.

US President George W. Bush has signed the Mortgage Forgiveness Debt Relief Act into law. The measure will waive taxes for many homeowners who must restructure their mortgages as they face foreclosure.The US housing market has seen serious strains in recent months. Property values have fallen in many parts of the country. At the same time, the ongoing subprime lending crisis threatens middle-class homeowners, as many have seen their monthly payments increase faster than their ability to pay.Jane Mercer, California Resident, said, “Many people are just one paycheck away from being on the street they are in trouble.” The new law principally erases the tax bill that many homeowners would face if a lender erased some debt to ease payments. Before the law, debt that was forgiven in a foreclosure or as part of a loan workout was classed as income. via CCTV International

If you have questions about this give me a call at (619) 895-0389